Refer a Friend

Introduce a friend, colleague or family member and receive a $250 gift card.

It only takes 3 simple steps.

You realise a friend or family member could benefit from our help with a new loan or to refinance their existing one.
You ask for their permission and enter their details for us to reach out.
Once the loan is settled, we'll send you a $250 gift card.

Terms & conditions apply, see below for details.

Reviews for KM Financial Service

mS

mark Snyman

Professional, thoughtful advice and a great outcome. We worked with Kris and his team on our refinance and had a genuinely positive experience from start to finish. They were professional, kind, and consistently supportive, taking the time to answer every question and explain things clearly, no matter how small. Nothing ever felt like too much trouble. Communication was prompt and reliable, and it was clear they were always prepared to go the extra mile. They didn’t accept the first “no” and kept working behind the scenes to secure a better outcome for us — which they ultimately did. That persistence and attention to detail made a real difference. Kris and his team clearly know what they’re doing. They understand finance and refinancing, but just as importantly, they understand customer service. We felt well looked after throughout the process and are very happy with the end result. I wouldn’t hesitate to recommend Kris and his team to anyone who values competence, integrity, and thoughtful advice over noise.

KS

Kamal S

Exceptional service from Kris Menon . Thanks so much Kris and team for excellent service throughout the process of switching our home loan. From the very beginning, they were attentive, professional, and highly knowledgeable, guiding us ...

Au

Aneeq urRehman

Buyer of Property in Toongabbie. I had an excellent experience working with Kris on my mortgage process. Consistent & clear guidance. Extremely knowledgeable, kept me informed at every ...

Terms & Conditions

Eligibility for the $250 gift card is based on this criteria

A successful referral is achieved once the loan has settled with the lender.
Minimum loan size - $500,000
Loan must be settled within 12 months from the date referral was received
This referral program begins on 1st June 2024.
$250 you receive will be in the form of a gift card only and will be sent digitally via your choice of sms or e-mail within 3 business days after home loan has settled.

Frequently Asked Questions

Will I receive generic advice or will the service be personalised?

At KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.

Does KM Financial Service have access to more than one lender?

One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.

Are the team at KM Financial Service qualified brokers?

KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.

Can you help me get a better rate?

By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.