About KM Financial Service

KM Finance is based on Sydney New South Wales, we have served for the past 19 years. We have served in the Australian Community of New South Wales, Victoria , Queensland, South Australia, Canberra & Western Australia.

Our finance and real estate sales experience has equipped us to solve scenarios other brokers can’t. We work predominantly with first-home and investment buyers and also assist with refinancing and SMSFs. Our team of six support staff handles the servicing, admin, filing, and legal side of the business, which allows us time to dedicate to our growing network of clients.

We help our clients at every step

We are also very proud to be named the National Award 2020 AMA ‘Gold Winner’ for Broker of the Year (Independent).

We won the Better Business Residential Broker of the Year in 2021 and Better Business Customer Service of the Year 2020; MFAA Finalist in Mortgage Broker of the Year 2021, Customer Service of the year 2021 and REB in the year 2021,

Back-to-back, we have also been rated within the Top 2 for Rate my Agent in NSW and Top 6 for reviews in Australia.

Over half of our loan volume in 2024 was repeat business, including clients coming back for a refinance or referring us to friends or neighbours.

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Reviews for KM Financial Service

AN

Asha Nair

If you're looking for a trustworthy and approachable team for any of your finance needs, I would 1000% recommend Kris & his team Kris has helped us with buying both of our properties and got us a good deal for our home loans. He has also helped with refinancing our loans too. When we arrived in Australia, we didn't know anything about the property market in Australia and how it works. Kris & his team was kind enough to sit down and spend time with us. He not only helped us buy our first property but also helped us with managing our personal finances , that helped us to buy our second property . He went through in detail about our expenses, savings etc.To share your in and outs of your finance you need a trustworthy person and Kris is definitely the go to person. He keeps all your details very confidential and is reliable too. I would highly recommend Kris to anybody who is in need of any finance planning, small or big, beginner or intermediate within the property market

PK

Priyanka Kadam

Expert SMSF Guidance from Start to Settlement. We couldn't be happier with the service provided by Kris Menon and his team throughout our SMSF property purchase. SMSF loans come with a lot of moving parts and strict requirements, but Kris made what could have been an overwhelming process feel smooth and completely manageable. He took the time to explain every detail, kept us informed at every milestone, and worked endlessly to secure a great loan structure that aligned perfectly with our SMSF investment goals. His professionalism and dedication from start to settlement were second to none. Thank you Kris for your incredible guidance and support! I highly recommend him and his team to anyone looking for professional, top-tier assistance with SMSF finance

RD

Rishikesh Deshpande

It is no surprise that KM has a 5 star review from almost everyone. They give you the correct guidance and enough time, even on odd hours when you reach out to them. Krish, Jane, Akki and Sara are a great team.

Frequently Asked Questions

Will I receive generic advice or will the service be personalised?

At KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.

Does KM Financial Service have access to more than one lender?

One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.

Are the team at KM Financial Service qualified brokers?

KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.

Can you help me get a better rate?

By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.