About KM Financial Service

KM Finance is based on Sydney New South Wales, we have served for the past 19 years. We have served in the Australian Community of New South Wales, Victoria , Queensland, South Australia, Canberra & Western Australia.

Our finance and real estate sales experience has equipped us to solve scenarios other brokers can’t. We work predominantly with first-home and investment buyers and also assist with refinancing and SMSFs. Our team of six support staff handles the servicing, admin, filing, and legal side of the business, which allows us time to dedicate to our growing network of clients.

We help our clients at every step

We are also very proud to be named the National Award 2020 AMA ‘Gold Winner’ for Broker of the Year (Independent).

We won the Better Business Residential Broker of the Year in 2021 and Better Business Customer Service of the Year 2020; MFAA Finalist in Mortgage Broker of the Year 2021, Customer Service of the year 2021 and REB in the year 2021,

Back-to-back, we have also been rated within the Top 2 for Rate my Agent in NSW and Top 6 for reviews in Australia.

Over half of our loan volume in 2024 was repeat business, including clients coming back for a refinance or referring us to friends or neighbours.

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Reviews for KM Financial Service

PK

Priyanka Kadam

Expert SMSF Guidance from Start to Settlement. We couldn't be happier with the service provided by Kris Menon and his team throughout our SMSF property purchase. SMSF loans come with a lot of moving parts and strict requirements, but Kris made what could have been an overwhelming process feel smooth and completely manageable. He took the time to explain every detail, kept us informed at every milestone, and worked endlessly to secure a great loan structure that aligned perfectly with our SMSF investment goals. His professionalism and dedication from start to settlement were second to none. Thank you Kris for your incredible guidance and support! I highly recommend him and his team to anyone looking for professional, top-tier assistance with SMSF finance

RD

Rishikesh Deshpande

It is no surprise that KM has a 5 star review from almost everyone. They give you the correct guidance and enough time, even on odd hours when you reach out to them. Krish, Jane, Akki and Sara are a great team.

SM

Sheikh Mohammed Mohaimeen

Exceptional Service and Outstanding Results! Kris Menon and his team were fantastic to work with throughout our SMSF investment loan journey. Their professionalism, expertise, and attention to detail made what could have been a complicated process smooth and stress-free. They took the time to understand our investment goals, clearly explained each step, and helped us secure a great loan solution for our SMSF property investment. We truly appreciate their support and guidance from start to settlement. I highly recommend Kris Menon and his team to anyone looking for professional and reliable assistance with an investment loan, first home loan or property financing matters. Our sincere Thanks to Kris, Aki, Jane, Sara and the whole KM Finance Services Team for their excellent service.

Frequently Asked Questions

Will I receive generic advice or will the service be personalised?

At KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.

Does KM Financial Service have access to more than one lender?

One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.

Are the team at KM Financial Service qualified brokers?

KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.

Can you help me get a better rate?

By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.