About KM Financial Service
We have a track record helping clients with their their lending needs. Read more about us today
Rated 5 from 477 Reviews
Rated 5 from 477 Reviews
KM Finance is based on Sydney New South Wales, we have served for the past 19 years. We have served in the Australian Community of New South Wales, Victoria , Queensland, South Australia, Canberra & Western Australia.
Our finance and real estate sales experience has equipped us to solve scenarios other brokers can’t. We work predominantly with first-home and investment buyers and also assist with refinancing and SMSFs. Our team of six support staff handles the servicing, admin, filing, and legal side of the business, which allows us time to dedicate to our growing network of clients.
We are also very proud to be named the National Award 2020 AMA ‘Gold Winner’ for Broker of the Year (Independent).
We won the Better Business Residential Broker of the Year in 2021 and Better Business Customer Service of the Year 2020; MFAA Finalist in Mortgage Broker of the Year 2021, Customer Service of the year 2021 and REB in the year 2021,
Back-to-back, we have also been rated within the Top 2 for Rate my Agent in NSW and Top 6 for reviews in Australia.
Over half of our loan volume in 2024 was repeat business, including clients coming back for a refinance or referring us to friends or neighbours.
Book an appointment with our teamAG
Anand Geddam
Krish Memon and his team member Aki has been really helpful to sort through our recent concern of high rate of interest that was levied by our home loan bank. We have been considering refinancing and moving our loan to other bank due to very high rates , which went higher than what we were offered initially. Reaching out to Krish Menon and his team with our concern was the best decision . They were very prompt with calculating the possibilities available for us with respect to better rates, refinancing , cashout if we plan for investment property etc. Aki walked us through all the options, answered all our questions and queries very patiently, explained the calculations in detail. Also suggested for negotiating with our current bank to get better rates. After weighing in all possibilities , we finally landed with a good rate with our current bank by negotiations . This saved us time and money when considering to move the loan to any other bank. The KM team is highly experienced, data rich, prompt to communicate and responsive when reaching out. Thanks to the team to resolve our situation within couple of weeks.
TM
Tiani Mitra
Krish Memon and his team member Aki has been really helpful to sort through our recent concern of high rate of interest that was levied by our home loan bank. We have been considering refinancing and moving our loan to other bank due to very high rates , which went higher than what we were offered initially. Reaching out to Krish Menon and his team with our concern was the best decision . They were very prompt with calculating the possibilities available for us with respect to better rates, refinancing , cashout if we plan for investment property etc. Aki walked us through all the options, answered all our questions and queries very patiently, explained the calculations in detail. Also suggested for negotiating with our current bank to get better rates. After weighing in all possibilities , we finally landed with a good rate with our current bank by negotiations . This saved us time and money when considering to move the loan to any other bank. The KM team is highly experienced, data rich, prompt to communicate and responsive when reaching out. Thanks to the team to resolve our situation within couple of weeks.
NJ
Noshir Jariwala
Highly recommended! Expert advice for our current loan and future property goals.


























































At KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.
One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.
KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.
By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.