About KM Financial Service

KM Finance is based on Sydney New South Wales, we have served for the past 19 years. We have served in the Australian Community of New South Wales, Victoria , Queensland, South Australia, Canberra & Western Australia.

Our finance and real estate sales experience has equipped us to solve scenarios other brokers can’t. We work predominantly with first-home and investment buyers and also assist with refinancing and SMSFs. Our team of six support staff handles the servicing, admin, filing, and legal side of the business, which allows us time to dedicate to our growing network of clients.

We help our clients at every step

We are also very proud to be named the National Award 2020 AMA ‘Gold Winner’ for Broker of the Year (Independent).

We won the Better Business Residential Broker of the Year in 2021 and Better Business Customer Service of the Year 2020; MFAA Finalist in Mortgage Broker of the Year 2021, Customer Service of the year 2021 and REB in the year 2021,

Back-to-back, we have also been rated within the Top 2 for Rate my Agent in NSW and Top 6 for reviews in Australia.

Over half of our loan volume in 2024 was repeat business, including clients coming back for a refinance or referring us to friends or neighbours.

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Reviews for KM Financial Service

V

Vips

An absolute 5-star experience from start to finish! Kris and his team made our home loan refinancing process completely seamless and stress-free. They were incredibly professional, cooperative, and lightning-fast with responses to all our queries. Their expertise has made a massive positive difference to our family's finances. They have completely won our trust, and we will be recommending them to all our friends and family!

MM

Merwyn Monteiro

Kris and the whole team are so friendly, supportive, responsive and a pleasure to work with. As experts, they helped us wrestle all the difficult questions and stepped us through everything with care. ✅ We highly recommend Kris and the team! With appreciation we would like to say that it was a pleasure working the entire team on our investment journey. 📞 A simple call turned into a dream house. 💲A budget which we never thought we could afford. 🪴 The team worked above and beyond. ⭐ Aki we are forever grateful for your support and friendly coaching. ⭐ Aaron, your follow up calls were proactive and you always answered every question promptly. ⭐ Sara you helped us tie up the entire process with ease. ⭐ And Kris, without your support, guidance, coaching and passion, we wouldn't have been able to make this possible. 💝 We are incredibly happy and will highly recommend Kris and his team to others!

SS

Sai Sourya Kasivajjula

Super easy and very well communicated all the details. Structured, followed a process and so it was easy to understand. Amazing!

Frequently Asked Questions

Will I receive generic advice or will the service be personalised?

At KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.

Does KM Financial Service have access to more than one lender?

One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.

Are the team at KM Financial Service qualified brokers?

KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.

Can you help me get a better rate?

By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.