Our Team
Check out the team at KM Financial Service and get in touch with a qualified Mortgage Brokers today.
 
                            Rated 5 from 444 Reviews
 
                            Rated 5 from 444 Reviews
 
                 
                 
                Relationship Manager
Qualifications:
Bachelor of Commerce, finance and Economic major with Macquarie University
Diploma of Chinese (Mandarin) with Fudan University.
Languages:
English, Mandarin, Spanish & Hindi,
Experience:
Total 10 years of experience in the Banking, Mortgage & Finance industry. Karan has had commercial and home lending experience with 3 different banks; CBA, Westpac and St George (incl. Bank of Melbourne, Bank of South Australia). He is an experienced Relationship Manager skilled in home lending, credit analysis, portfolio management and commercial lending. Committed to building long lasting relationships, Karan blends his financial expertise and dedication to provide a customer centric lending experience in supporting individuals and local businesses to make educated and empowered decisions.
Interests:
Cricket, Brazilian Jiu Jitsu, Muay Thai, learning languages, watching suits and the sopranos
Email Karan 
                Team Leader & Credit Manager
Qualifications:
Master of Professional Accounting -Western Sydney University & KOI (Highly Distinction)
Certificate IV Mortgage Broking / Business Management Certificate
Bachelor of Faculty of Oriental Studies - LacHong University (Vietnam)
Languages:
English & Vietnamese
Experience:
I am a Team Leader and Credit Manager with over 10 years of experience in
mortgage lending and real estate. I manage over $108 million in turnover
annually, focused on helping clients achieve their financial goals. Skilled
in-home lending, credit analysis, and portfolio management, I create tailored
solutions for each client. With a passion for building lasting relationships, I
empower individuals and local businesses to make informed decisions, and fostering success in the community.
Interests:
Avid reader and enjoy spending weekends with my family, .
Email Aki 
                Loan Processor
Qualifications:
Languages:
English, Hindi, Kannada, and Tulu
Experience:
Total 13 months of experience in the Mortgage & finance industry. I specialise in loan processing, including gathering documentation, reviewing and verifying loan applications, communicating with borrowers, resolving issues, and tracking loan progress. I ensure smooth loan processing from application to settlement, prioritize yearly pricing, and follow up with clients every 6 months.
Interests:
Karate (Black Belt) Medals - National levels, Cricket, Novels, watching movies and web series.
Email Sinchan 
                Loan Processor
Qualifications:
Languages:
English, Kannada, Telugu, & Hindi
Experience:
I have over 30 months of experience in Mortgage &
Finance Industry. I am a Loan Processor who specialises in loan processing,
including gathering documentation, reviewing and verifying loan applications,
communicating with borrowers, resolving issues, and tracking loan progress. I
ensure smooth loan processing from application to settlement, prioritize yearly
pricing, and follow up with clients every 6 months.
Interests:
Learning violin passionately, Swim and Badminton regularly.
listening to Music & Dancing.
 
                Loan Processor
Qualifications:
Languages:
English and Vietnamese
Experience:
I am loan processor with over 24 months of experience. My role involves
multi-tasking, data entry, processing loans, gathering and verifying
documentation, and ensuring smooth loan progression from application to
settlement, following up with clients every 6 months after settlement.
Additionally, I prepare borrowing capacity reports, consolidate documents, and
negotiate better interest rates with lenders
Interests:
I can play different types of musical instruments (Guitar,
Piano & Ukulele).
JJ
Jobin Joy
We’d like to sincerely thank Kris, Vipin, and the entire team for helping us secure our first investment loan so smoothly. Even though we were overseas during the process, the team handled everything efficiently and kept us completely stress-free. Their professionalism, clear communication, and dedication made the whole experience seamless. Thank you once again for your excellent service — we’ll definitely be coming back for future assistance!
BE
Biju Eruchirackal
Well done !!! KM Financial Service. Very friendly and approchable team. Great job Kris as a leader in the team.He explained refinance options clearly understanding our needs and goals. Thank you very much.
pl
prachiti limaye
Excllent service. We recently purchased our property and Kris and his team guided us through the entire process with great clarity. They provided all the relevant information, answered our queries in detail, and made the whole experience ...


























































 
        At KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.
One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.
KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.
By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.