About KM Financial Service

KM Finance is based on Sydney New South Wales, we have served for the past 19 years. We have served in the Australian Community of New South Wales, Victoria , Queensland, South Australia, Canberra & Western Australia.

Our finance and real estate sales experience has equipped us to solve scenarios other brokers can’t. We work predominantly with first-home and investment buyers and also assist with refinancing and SMSFs. Our team of six support staff handles the servicing, admin, filing, and legal side of the business, which allows us time to dedicate to our growing network of clients.

We help our clients at every step

We are also very proud to be named the National Award 2020 AMA ‘Gold Winner’ for Broker of the Year (Independent).

We won the Better Business Residential Broker of the Year in 2021 and Better Business Customer Service of the Year 2020; MFAA Finalist in Mortgage Broker of the Year 2021, Customer Service of the year 2021 and REB in the year 2021,

Back-to-back, we have also been rated within the Top 2 for Rate my Agent in NSW and Top 6 for reviews in Australia.

Over half of our loan volume in 2024 was repeat business, including clients coming back for a refinance or referring us to friends or neighbours.

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Reviews for KM Financial Service

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Chetan Deshpande

Thank you KM Finance team for being very prompt in communication. You all have been very helpful and efficient. Kris Menon you are a friend and a great person to work with. Straight forward and crystal clear in the entire process. No surprises. You made our dream possible.

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raj sodhi

Kris and his team ensured our journey of buying property was stress free and smooth. Kris and his team are thorough professionals. They guided us in every step of loan approval process in detail. Kris was specially instrumental in us selecting the right property. His knowledge about the property market, contacts within the industry were critical in our journey. He answered all our questions even on weekends and odd hours. We would like to say a big Thank You to him and his team.

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Akshay Sarode

As a FHB, Kris helped in end to end journey of property purcahse with honest advice whenever needed. Kris and his team, especially Aki and Sinchan, were always just a phone call away for any query. As first home buyers, we were quite nervous at the start because every property seemed like a good option. Kris’s honest advice and clear guidance were the key factors in helping us choose the right house at the right price. Kris’s 20+ years of experience in the housing industry gave us great confidence that we were on the right path with the right guidance. There were no false promises or unrealistic dream-selling — every discussion was honest, clear, and aligned with our expectations.

Frequently Asked Questions

Will I receive generic advice or will the service be personalised?

At KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.

Does KM Financial Service have access to more than one lender?

One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.

Are the team at KM Financial Service qualified brokers?

KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.

Can you help me get a better rate?

By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.