About KM Financial Service

KM Finance is based on Sydney New South Wales, we have served for the past 19 years. We have served in the Australian Community of New South Wales, Victoria , Queensland, South Australia, Canberra & Western Australia.

Our finance and real estate sales experience has equipped us to solve scenarios other brokers can’t. We work predominantly with first-home and investment buyers and also assist with refinancing and SMSFs. Our team of six support staff handles the servicing, admin, filing, and legal side of the business, which allows us time to dedicate to our growing network of clients.

We help our clients at every step

We are also very proud to be named the National Award 2020 AMA ‘Gold Winner’ for Broker of the Year (Independent).

We won the Better Business Residential Broker of the Year in 2021 and Better Business Customer Service of the Year 2020; MFAA Finalist in Mortgage Broker of the Year 2021, Customer Service of the year 2021 and REB in the year 2021,

Back-to-back, we have also been rated within the Top 2 for Rate my Agent in NSW and Top 6 for reviews in Australia.

Over half of our loan volume in 2024 was repeat business, including clients coming back for a refinance or referring us to friends or neighbours.

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Reviews for KM Financial Service

YS

Yogesh Sachan

I had an excellent experience working with my Kris Menon and his team throughout the entire process. They were transparent and honest from the beginning, clearly explaining every option, cost, and step involved. Their expert advice gave me confidence in making the right financial decisions, and they always presented the best loan options based on my circumstances rather than pushing a particular lender. They were incredibly approachable and easy to reach whenever I had questions, responding promptly and providing clear guidance every step of the way. Their professionalism, knowledge, and commitment made what could have been a stressful process smooth and straightforward. I highly recommend their services to anyone looking for a trustworthy, knowledgeable, and reliable mortgage broker who genuinely puts their clients' interests first.

KN

Kristian Nguyen

Extremely Accommodating. As a first home buyer, Kris was very accommodating with guiding me throughout this process and made time for me whenever I had questions to talk me through each step. Very quick to action and very clear qith requirements.

PR

Prasad Rambha

The ultimate finance partner with Outstanding service and strategy! Working with Kris Menon has been an incredible experience. They are incredibly approachable and always take the time to listen to our goals. No matter what we need—whether it’s a new mortgage, refinancing, or structuring complex investment loans—they always provide the right financial advice and a tailored strategy. Best of all, they consistently secure better interest rates than we could find anywhere else. If you want a broker who truly looks out for your all your finance needs, look no further!

Frequently Asked Questions

Will I receive generic advice or will the service be personalised?

At KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.

Does KM Financial Service have access to more than one lender?

One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.

Are the team at KM Financial Service qualified brokers?

KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.

Can you help me get a better rate?

By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.