About KM Financial Service
We have a track record helping clients with their their lending needs. Read more about us today

Rated 5 from 423 Reviews
Rated 5 from 423 Reviews
KM Finance is based on Sydney New South Wales, we have served for the past 19 years. We have served in the Australian Community of New South Wales, Victoria , Queensland, South Australia, Canberra & Western Australia.
Our finance and real estate sales experience has equipped us to solve scenarios other brokers can’t. We work predominantly with first-home and investment buyers and also assist with refinancing and SMSFs. Our team of six support staff handles the servicing, admin, filing, and legal side of the business, which allows us time to dedicate to our growing network of clients.
We are also very proud to be named the National Award 2020 AMA ‘Gold Winner’ for Broker of the Year (Independent).
We won the Better Business Residential Broker of the Year in 2021 and Better Business Customer Service of the Year 2020; MFAA Finalist in Mortgage Broker of the Year 2021, Customer Service of the year 2021 and REB in the year 2021,
Back-to-back, we have also been rated within the Top 2 for Rate my Agent in NSW and Top 6 for reviews in Australia.
Over half of our loan volume in 2024 was repeat business, including clients coming back for a refinance or referring us to friends or neighbours.
Book an appointment with our teamIP
Indrajit Patil
Great service, easy comms. Kris and his team helped us to get best possible deal and maintained transparency throughout the process.
SJ
Sarabpreet Jhajj
Kris and his team was very professional and kept me updated throughout the process.They answered all questions and made the whole process stressfree.Definitely recommend them.
sm
shiyadh mohamed
Kris and his team has been very helpful with my refinancing.
At KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.
One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.
KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.
By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.