About KM Financial Service

KM Finance is based on Sydney New South Wales, we have served for the past 19 years. We have served in the Australian Community of New South Wales, Victoria , Queensland, South Australia, Canberra & Western Australia.

Our finance and real estate sales experience has equipped us to solve scenarios other brokers can’t. We work predominantly with first-home and investment buyers and also assist with refinancing and SMSFs. Our team of six support staff handles the servicing, admin, filing, and legal side of the business, which allows us time to dedicate to our growing network of clients.

We help our clients at every step

We are also very proud to be named the National Award 2020 AMA ‘Gold Winner’ for Broker of the Year (Independent).

We won the Better Business Residential Broker of the Year in 2021 and Better Business Customer Service of the Year 2020; MFAA Finalist in Mortgage Broker of the Year 2021, Customer Service of the year 2021 and REB in the year 2021,

Back-to-back, we have also been rated within the Top 2 for Rate my Agent in NSW and Top 6 for reviews in Australia.

Over half of our loan volume in 2024 was repeat business, including clients coming back for a refinance or referring us to friends or neighbours.

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Reviews for KM Financial Service

VW

Vishal Wadekar

Working with Kris was the best decision we made for our home-buying journey. His professional approach and patience in explaining every detail gave us so much confidence. They were always available to answer questions and truly went above and beyond to secure the best rate for us. A true expert in the field. Highly recommended for anyone looking for a seamless financing experience.

VW

Vishal Wadekar

From the bottom of our hearts, we cannot recommend KM Financial Services enough! They made the entire loan process incredibly smooth and stress-free for us. Kris is such a thorough professional and an absolute gem to work with. A massive thank you to him and his wonderful team. As first-time homebuyers, we were naturally nervous and overwhelmed, but their team held our hands and guided us through every single step. Their clear communication and efficiency gave us the confidence we needed. It’s so reassuring to know they have a group of dedicated experts allocated for every single task. We closed on time with zero issues, and we honestly couldn't be happier. If you’re looking for a lender who truly cares about their clients and treats you like family, this is the place to go. We are so grateful!

KS

Krishna Sharma

Seamless refinancing with Kris and his expert team. "Kris made the refinancing process absolutely effortless. He worked tirelessly to secure a competitive rate that perfectly aligned with my financial goals. What stood out most was the incredible support from Kris and the team, especially Karan, Aki, Sowjanya, and Sinchan, who handled every detail with total professionalism and promptness. Their expertise turned what could have been a complex process into a smooth, stress-free experience. I can’t recommend the whole team highly enough!"

Frequently Asked Questions

Will I receive generic advice or will the service be personalised?

At KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.

Does KM Financial Service have access to more than one lender?

One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.

Are the team at KM Financial Service qualified brokers?

KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.

Can you help me get a better rate?

By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.