KM Financial Service is an award-winning loan specialist, with over 19 years’ experience.

We’re driven by our clients.

How can we help you today?

Rated 5 from 477 Reviews

Home Loans KM Financial Service

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you
Investment Loans KM Financial Service

Investment Loans

We have access to hundreds of Investment Loan options, let us help you with your investment loan
Refinancing KM Financial Service

Refinancing

Whether you're coming off a fixed rate or paying a variable rate, chances are we can help

Ready to chat to a qualified Mortgage Broker?

Our Services

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you
Find out more about Home Loans

Investment Loans

We have access to hundreds of Investment Loan options, let us help you with your investment loan
Find out more about Investment Loans

Refinancing

Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loan options
Find out more about Refinancing

First Home Buyers

We can help you understand what grants and discounts you're eligible for and get you into your first home
Find out more about First Home Buyers

Construction Loans

Turn your building plans into a reality with a construction loan
Find out more about Construction Loans

Commercial Loans

Time to grow your business? Learn how a Commercial Loan can help fund your business growth
Find out more about Commercial Loans

Business Loans

Time to grow your business? We can help you grow with a Business Loan
Find out more about Business Loans

Equipment Finance

Need to buy a vehicle or equipment? We can help with Equipment Finance
Find out more about Equipment Finance

Reviews for KM Financial Service

AG

Anand Geddam

Krish Memon and his team member Aki has been really helpful to sort through our recent concern of high rate of interest that was levied by our home loan bank. We have been considering refinancing and moving our loan to other bank due to very high rates , which went higher than what we were offered initially. Reaching out to Krish Menon and his team with our concern was the best decision . They were very prompt with calculating the possibilities available for us with respect to better rates, refinancing , cashout if we plan for investment property etc. Aki walked us through all the options, answered all our questions and queries very patiently, explained the calculations in detail. Also suggested for negotiating with our current bank to get better rates. After weighing in all possibilities , we finally landed with a good rate with our current bank by negotiations . This saved us time and money when considering to move the loan to any other bank. The KM team is highly experienced, data rich, prompt to communicate and responsive when reaching out. Thanks to the team to resolve our situation within couple of weeks.

TM

Tiani Mitra

Krish Memon and his team member Aki has been really helpful to sort through our recent concern of high rate of interest that was levied by our home loan bank. We have been considering refinancing and moving our loan to other bank due to very high rates , which went higher than what we were offered initially. Reaching out to Krish Menon and his team with our concern was the best decision . They were very prompt with calculating the possibilities available for us with respect to better rates, refinancing , cashout if we plan for investment property etc. Aki walked us through all the options, answered all our questions and queries very patiently, explained the calculations in detail. Also suggested for negotiating with our current bank to get better rates. After weighing in all possibilities , we finally landed with a good rate with our current bank by negotiations . This saved us time and money when considering to move the loan to any other bank. The KM team is highly experienced, data rich, prompt to communicate and responsive when reaching out. Thanks to the team to resolve our situation within couple of weeks.

NJ

Noshir Jariwala

Highly recommended! Expert advice for our current loan and future property goals.

nj

nithin johny

As a first-time home buyer, I was incredibly stressed about the mortgage process. Kris and Vipin made everything simple. They explained every step clearly and found me an amazing interest rate. I highly recommend their services!"

CD

Chetan Deshpande

Thank you KM Finance team for being very prompt in communication. You all have been very helpful and efficient. Kris Menon you are a friend and a great person to work with. Straight forward and crystal clear in the entire process. No surprises. You made our dream possible.

rs

raj sodhi

Kris and his team ensured our journey of buying property was stress free and smooth. Kris and his team are thorough professionals. They guided us in every step of loan approval process in detail. Kris was specially instrumental in us selecting the right property. His knowledge about the property market, contacts within the industry were critical in our journey. He answered all our questions even on weekends and odd hours. We would like to say a big Thank You to him and his team.

Not sure where to start?

Book a chat with a Mortgage Broker at KM Financial Service and we can help point you in the right direction.

KM Financial Service Rate My Agent Awards

Your partner on the path to a new home.

KM Finance Service is based in South West Sydney and for the past 19 years, we have served the communities of South West and North West Sydney, as well as clients as far away as NSW, QLD, and VIC.

With a background in finance and real estate sales experience, we are equipped to solve scenarios other brokers can’t. KM Finance Service works predominantly with first-home and investment buyers and also assist with refinancing and SMSFs.

If you want help from qualified brokers you can trust, reach out to us today!

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Frequently Asked Questions

Will I receive generic advice or will the service be personalised?

At KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.

Does KM Financial Service have access to more than one lender?

One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.

Are the team at KM Financial Service qualified brokers?

KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.

Can you help me get a better rate?

By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.

Ready to speak to an expert?

Book a chat with a Mortgage Broker at KM Financial Service today.