KM Financial Service is an award-winning loan specialist, with over 19 years’ experience.
We’re driven by our clients.
How can we help you today?
Rated 5 from 483 Reviews
KM Financial Service is an award-winning loan specialist, with over 19 years’ experience.
Rated 5 from 483 Reviews
With access to hundreds of Home Loans, we're sure to be able to find the right one for you
We have access to hundreds of Investment Loan options, let us help you with your investment loan
Whether you're coming off a fixed rate or paying a variable rate, chances are we can help
With access to hundreds of Home Loans, we're sure to be able to find the right one for you
Find out more about Home LoansWe have access to hundreds of Investment Loan options, let us help you with your investment loan
Find out more about Investment LoansWhether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loan options
Find out more about RefinancingWe can help you understand what grants and discounts you're eligible for and get you into your first home
Find out more about First Home BuyersTurn your building plans into a reality with a construction loan
Find out more about Construction LoansTime to grow your business? Learn how a Commercial Loan can help fund your business growth
Find out more about Commercial LoansTime to grow your business? We can help you grow with a Business Loan
Find out more about Business LoansNeed to buy a vehicle or equipment? We can help with Equipment Finance
Find out more about Equipment Finance

























































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Sheikh Mohammed Mohaimeen
Exceptional Service and Outstanding Results! Kris Menon and his team were fantastic to work with throughout our SMSF investment loan journey. Their professionalism, expertise, and attention to detail made what could have been a complicated process smooth and stress-free. They took the time to understand our investment goals, clearly explained each step, and helped us secure a great loan solution for our SMSF property investment. We truly appreciate their support and guidance from start to settlement. I highly recommend Kris Menon and his team to anyone looking for professional and reliable assistance with an investment loan, first home loan or property financing matters. Our sincere Thanks to Kris, Aki, Jane, Sara and the whole KM Finance Services Team for their excellent service.
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Nirbhay Mathur
Exceptional service for loan refinancing by team at KM Finance
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Rohit Sharma
A big thank you to Mr Kris Menon and his team at KM Financial Service for helping us in the loan settlement process. A big shout out for Aki as she was very professional, knowledgeable, courteous and most of all being patient with all our queries. Also Sara who was great with all follow ups and helping us get a great end result. I will highly recommend KM financial service.
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Prasad Rambha
The ultimate finance partner with Outstanding service and strategy! Working with Kris Menon has been an incredible experience. They are incredibly approachable and always take the time to listen to our goals. No matter what we need—whether it’s a new mortgage, refinancing, or structuring complex investment loans—they always provide the right financial advice and a tailored strategy. Best of all, they consistently secure better interest rates than we could find anywhere else. If you want a broker who truly looks out for your all your finance needs, look no further!
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Yogesh Sachan
I had an excellent experience working with my Kris Menon and his team throughout the entire process. They were transparent and honest from the beginning, clearly explaining every option, cost, and step involved. Their expert advice gave me confidence in making the right financial decisions, and they always presented the best loan options based on my circumstances rather than pushing a particular lender. They were incredibly approachable and easy to reach whenever I had questions, responding promptly and providing clear guidance every step of the way. Their professionalism, knowledge, and commitment made what could have been a stressful process smooth and straightforward. I highly recommend their services to anyone looking for a trustworthy, knowledgeable, and reliable mortgage broker who genuinely puts their clients' interests first.
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Kristian Nguyen
Extremely Accommodating. As a first home buyer, Kris was very accommodating with guiding me throughout this process and made time for me whenever I had questions to talk me through each step. Very quick to action and very clear qith requirements.
KM Finance Service is based in South West Sydney and for the past 19 years, we have served the communities of South West and North West Sydney, as well as clients as far away as NSW, QLD, and VIC.
With a background in finance and real estate sales experience, we are equipped to solve scenarios other brokers can’t. KM Finance Service works predominantly with first-home and investment buyers and also assist with refinancing and SMSFs.
If you want help from qualified brokers you can trust, reach out to us today!
Call UsAt KM Finance, we understand that each client’s needs are different. Our brokers take the time to understand your individual circumstances and financial goals. We provide personalised advice and solutions, ensuring that the home loan you choose aligns perfectly with your needs.
One of the key advantages of working with KM Finance is our extensive network of lenders. We have established strong relationships with a wide array of banks and financial institutions, allowing us to offer you a diverse selection of loan products. This means more options and better chances of finding a loan that fits your requirements.
KM Finance boasts a team of highly experienced and knowledgeable brokers who have an in-depth understanding of the Australian property market. Our expertise allows us to guide you through every step of the home loan process, ensuring you secure the best possible deal tailored to your unique financial situation.
By leveraging our industry connections and negotiating power, KM Finance can secure highly competitive interest rates and favorable loan terms for our clients. Our goal is to help you save money and achieve financial stability in your homeownership journey.